TECHNOLOGY · BUSINESS FUNDING

Build what’s next.
Scale with clarity.

Business funding above ₹2 crore for technology companies investing in growth, equipment, product capability and working capital.

₹2 Cr+project and loan focus
20+partner institutions
Businesstechnology finance
FUNDING FOR YOUR NEXT MOVE

Capital for the
next breakthrough.

Invest in product development, expand delivery capacity or support the cash cycle as your business grows.

01 / GROWTH↗

Scale operations

Explore funding for team growth, new markets or higher delivery capacity.

02 / TECHNOLOGY ASSETS▤

Equipment & infrastructure

Plan for computing, testing, networking or other business equipment.

03 / OPERATIONS⌁

Working capital

Support payroll, delivery costs and timing gaps in customer collections.

BUSINESS LOAN PRODUCTS

Choose a structure
that fits the plan.

Potential product routes depend on the funding purpose, business profile and each lender’s policy.

TERM FINANCE

Business term loan

ASSET FINANCE

Technology equipment finance

OPERATING CYCLE

Working capital facility

FLEXIBLE DRAW-DOWN

Cash credit & overdraft

SECURED FINANCE

Loan against property

RECEIVABLES

Invoice discounting

Product availability, collateral, pricing and repayment terms are set by the relevant lender.

A MORE INFORMED MATCH

Your profile.
Relevant lender policies.

AI-assisted analysis can compare your business and funding profile with partner lender criteria to surface potential routes for consideration.

01Funding purpose and project size
02Revenue, contracts and existing obligations
03Receivables, assets and lender requirements
01
Operating profile

Business vintage, ownership and product or service model.

02
Financial performance

Revenue patterns, cash flows, customer mix and repayment commitments.

03
Growth readiness

Investment plan, expected returns and intended use of funds.

04
Contracts & receivables

Recurring revenue, contracts and collection cycle, where relevant.

05
Security & contribution

Any collateral or promoter contribution required by the lender.

AI supports initial profile matching; each lender independently assesses, underwrites and decides on any application.

A CLEAR SIX-STEP JOURNEY

From first brief
to disbursement.

CapitalWorks coordinates the conversation and application journey with potential lending partners.

01

Discovery

Share your business, funding purpose and timing.

02

Profile review

Build an initial view of fit and funding needs.

03

Documents & consent

Confirm records and permission for lender sharing.

04

Partner matching

Explore potential lender routes against policy.

05

Lender assessment

The lender reviews, sets terms and decides.

06

Offer & disbursement

Complete lender conditions; disbursement follows lender approval.

PREPARE A USEFUL BRIEF

Start with the
essentials.

A clear funding plan helps make an initial conversation more productive. Exact requirements vary by lender and facility.

BUSINESSCompany profile & ownership
FINANCIALSFinancial statements & bank records
GROWTH PLANInvestment plan, contracts or forecasts
OBLIGATIONSExisting loans & repayment schedule
OPERATIONSInvoices, receivables or subscription records
SECURITYAsset details, if relevant to the route

Share financial and business documents only through a secure, approved channel.

Technology
finance, simply.

What size of technology business funding can I discuss?

CapitalWorks focuses on business loans and projects above ₹2 crore. Final amount and eligibility are assessed by the lender.

Can funding support equipment or business expansion?

Equipment finance and business term loans may be potential routes. Product fit depends on lender policy, project details and assessment.

Does CapitalWorks approve or disburse the loan?

CapitalWorks helps coordinate lender matching and applications. The financial institution independently assesses, approves, sets terms and disburses any facility.

Are loan rates and collateral requirements fixed?

No. Pricing, security, repayment terms and conditions vary by lender and borrower profile.

PLANNING A TECHNOLOGY INVESTMENT?

Let’s talk about
what you’re building.

Contact us ↗