Stores & market reach
Explore funding for new outlets, renovations, distribution or a wider footprint.
Meet demand.
Grow your next market.
Business funding above ₹2 crore for store expansion, inventory, distribution, consumer brands and working capital.
CAPITALWORKS / RETAIL & CONSUMERFUNDING FOCUS · ₹2 CR+
STORE GROWTHINVENTORYWORKING CAPITALDISTRIBUTION
₹2 Cr+project and loan focus
20+partner institutions
Businessretail & consumer finance
FUNDING FOR YOUR NEXT MOVECapital for the
Capital for the
next customer.
Open new locations, build inventory for demand or support the cash cycle between buying, selling and collection.
Stock & supplier cycles
Plan inventory purchases and supplier payments around changing demand.
Working capital
Support operating costs and timing gaps across sales and collections.
BUSINESS LOAN PRODUCTSChoose a structure
Choose a structure
that fits the plan.
Potential product routes depend on the funding purpose, business profile and each lender’s policy.
Business term loan
Inventory or asset-backed finance
Working capital facility
Cash credit & overdraft
Loan against property
Invoice discounting
Product availability, collateral, pricing and repayment terms are set by the relevant lender.
A MORE INFORMED MATCHYour profile.
Your profile.
Relevant lender policies.
AI-assisted analysis can compare your business and funding profile with partner lender criteria to surface potential routes for consideration.
01Funding purpose and project size
02Revenue, margins and existing obligations
03Inventory, receivables and lender requirements
01
Trading history
Business vintage, ownership and store or sales-channel mix.
02
Financial performance
Revenue patterns, margins, cash flows and repayment commitments.
03
Expansion readiness
Store plans, refurbishment budgets or distribution investment.
04
Stock & cash conversion
Inventory needs, supplier terms and receivable cycles, where relevant.
05
Security & contribution
Any collateral or promoter contribution required by the lender.
AI supports initial profile matching; each lender independently assesses, underwrites and decides on any application.
A CLEAR SIX-STEP JOURNEYFrom first brief
From first brief
to disbursement.
CapitalWorks coordinates the conversation and application journey with potential lending partners.
Discovery
Share your business, funding purpose and timing.
Profile review
Build an initial view of fit and funding needs.
Documents & consent
Confirm records and permission for lender sharing.
Partner matching
Explore potential lender routes against policy.
Lender assessment
The lender reviews, sets terms and decides.
Offer & disbursement
Complete lender conditions; disbursement follows lender approval.
PREPARE A USEFUL BRIEFStart with the
Start with the
essentials.
A clear funding plan helps make an initial conversation more productive. Exact requirements vary by lender and facility.
BUSINESSCompany profile & ownership
FINANCIALSFinancial statements & bank records
PROJECTStore expansion or refurbishment plan
OBLIGATIONSExisting loans & repayment schedule
OPERATIONSInventory, GST and sales-channel records
SECURITYAsset details, if relevant to the route
Share financial and business documents only through a secure, approved channel.
Retail & consumer
finance, simply.
What size of retail funding can I discuss?
CapitalWorks focuses on business loans and projects above ₹2 crore. Final amount and eligibility are assessed by the lender.
Can funding support inventory or new store expansion?
Working capital facilities and business term loans may be potential routes. Product fit depends on lender policy, project details and assessment.
Does CapitalWorks approve or disburse the loan?
CapitalWorks helps coordinate lender matching and applications. The financial institution independently assesses, approves, sets terms and disburses any facility.
Are loan rates and collateral requirements fixed?
No. Pricing, security, repayment terms and conditions vary by lender and borrower profile.