New locations
Explore funding for hotels, restaurants, kitchens or additional outlets.
Serve what’s next.
Grow with purpose.
Business funding above ₹2 crore for hospitality projects, food businesses, new locations, equipment and working capital.
CAPITALWORKS / FOOD & HOSPITALITYFUNDING FOCUS · ₹2 CR+
LOCATIONSEQUIPMENTWORKING CAPITALSERVICE
₹2 Cr+project and loan focus
20+partner institutions
Businessfood & hospitality finance
FUNDING FOR YOUR NEXT MOVECapital to welcome
Capital to welcome
the next guest.
Grow a hotel or restaurant group, upgrade kitchens and facilities, or support the cash cycle through changing seasons.
Kitchens & equipment
Plan for commercial kitchen, guest-area or food-service equipment.
Working capital
Support supplier payments, payroll and seasonal operating needs.
BUSINESS LOAN PRODUCTSChoose a structure
Choose a structure
that fits the plan.
Potential product routes depend on the funding purpose, business profile and each lender’s policy.
Business term loan
Kitchen & hospitality equipment finance
Working capital facility
Cash credit & overdraft
Loan against property
Invoice discounting
Product availability, collateral, pricing and repayment terms are set by the relevant lender.
A MORE INFORMED MATCHYour profile.
Your profile.
Relevant lender policies.
AI-assisted analysis can compare your business and funding profile with partner lender criteria to surface potential routes for consideration.
01Funding purpose and project size
02Revenue, seasonality and existing obligations
03Property, equipment and lender requirements
01
Operating profile
Business vintage, ownership and service or outlet mix.
02
Financial performance
Revenue patterns, margins, cash flows and repayment commitments.
03
Project readiness
Location plans, fit-out estimates or equipment quotations.
04
Seasonality & operations
Demand patterns, occupancy or covers, where relevant to the business.
05
Security & contribution
Any collateral or promoter contribution required by the lender.
AI supports initial profile matching; each lender independently assesses, underwrites and decides on any application.
A CLEAR SIX-STEP JOURNEYFrom first brief
From first brief
to disbursement.
CapitalWorks coordinates the conversation and application journey with potential lending partners.
Discovery
Share your business, funding purpose and timing.
Profile review
Build an initial view of fit and funding needs.
Documents & consent
Confirm records and permission for lender sharing.
Partner matching
Explore potential lender routes against policy.
Lender assessment
The lender reviews, sets terms and decides.
Offer & disbursement
Complete lender conditions; disbursement follows lender approval.
PREPARE A USEFUL BRIEFStart with the
Start with the
essentials.
A clear funding plan helps make an initial conversation more productive. Exact requirements vary by lender and facility.
BUSINESSCompany profile & ownership
FINANCIALSFinancial statements & bank records
PROJECTLocation plan, fit-out or equipment quotes
OBLIGATIONSExisting loans & repayment schedule
OPERATIONSOperating records and permits, as applicable
SECURITYProperty or asset details, if relevant
Share financial and business documents only through a secure, approved channel.
Food & hospitality
finance, simply.
What size of hospitality funding can I discuss?
CapitalWorks focuses on business loans and projects above ₹2 crore. Final amount and eligibility are assessed by the lender.
Can funding support new locations or kitchen equipment?
Business term loans and equipment finance may be potential routes. Product fit depends on lender policy, project details and assessment.
Does CapitalWorks approve or disburse the loan?
CapitalWorks helps coordinate lender matching and applications. The financial institution independently assesses, approves, sets terms and disburses any facility.
Are loan rates and collateral requirements fixed?
No. Pricing, security, repayment terms and conditions vary by lender and borrower profile.