EDUCATION · BUSINESS FUNDING

Make room to learn.
Build what’s next.

Business funding above ₹2 crore for education providers investing in campuses, learning facilities, equipment and growth.

₹2 Cr+project and loan focus
20+partner institutions
Businesseducation finance
FUNDING FOR YOUR NEXT MOVE

Capital for better
learning spaces.

Expand your campus, upgrade learning facilities or manage the cash cycle between terms and fee collections.

01 / INFRASTRUCTURE↗

Campus expansion

Explore funding for additional facilities, classrooms or new locations.

02 / LEARNING ASSETS▤

Equipment & technology

Plan for labs, learning technology, furniture or other campus equipment.

03 / OPERATIONS⌁

Working capital

Support operating costs and cash-flow timing around fee cycles.

BUSINESS LOAN PRODUCTS

Choose a structure
that fits the plan.

Potential product routes depend on the funding purpose, business profile and each lender’s policy.

TERM FINANCE

Business term loan

ASSET FINANCE

Education equipment finance

OPERATING CYCLE

Working capital facility

FLEXIBLE DRAW-DOWN

Cash credit & overdraft

SECURED FINANCE

Loan against property

RECEIVABLES

Invoice discounting

Product availability, collateral, pricing and repayment terms are set by the relevant lender.

A MORE INFORMED MATCH

Your profile.
Relevant lender policies.

AI-assisted analysis can compare your institution and funding profile with partner lender criteria to surface potential routes for consideration.

01Funding purpose and project size
02Fee collections and existing obligations
03Facility, approvals and lender requirements
01
Institution profile

Organisation vintage, ownership and education model.

02
Financial performance

Revenue, fee collections, cash flows and existing repayment commitments.

03
Project readiness

Campus plans, construction estimates or equipment quotations.

04
Enrolment & operations

Capacity, enrolment and operating cycle, where relevant.

05
Security & contribution

Any collateral or promoter contribution required by the lender.

AI supports initial profile matching; each lender independently assesses, underwrites and decides on any application.

A CLEAR SIX-STEP JOURNEY

From first brief
to disbursement.

CapitalWorks coordinates the conversation and application journey with potential lending partners.

01

Discovery

Share your business, funding purpose and timing.

02

Profile review

Build an initial view of fit and funding needs.

03

Documents & consent

Confirm records and permission for lender sharing.

04

Partner matching

Explore potential lender routes against policy.

05

Lender assessment

The lender reviews, sets terms and decides.

06

Offer & disbursement

Complete lender conditions; disbursement follows lender approval.

PREPARE A USEFUL BRIEF

Start with the
essentials.

A clear funding plan helps make an initial conversation more productive. Exact requirements vary by lender and facility.

INSTITUTIONOrganisation profile & ownership
FINANCIALSFinancial statements & bank records
PROJECTCampus plan or equipment quotations
OBLIGATIONSExisting loans & repayment schedule
OPERATIONSFee records and approvals, as applicable
SECURITYAsset details, if relevant to the route

Share financial and business documents only through a secure, approved channel.

Education
finance, simply.

What size of education funding can I discuss?

CapitalWorks focuses on business loans and projects above ₹2 crore. Final amount and eligibility are assessed by the lender.

Can funding support campus expansion or equipment?

Business term loans and equipment finance may be potential routes. Product fit depends on lender policy, project details and assessment.

Does CapitalWorks approve or disburse the loan?

CapitalWorks helps coordinate lender matching and applications. The financial institution independently assesses, approves, sets terms and disburses any facility.

Are loan rates and collateral requirements fixed?

No. Pricing, security, repayment terms and conditions vary by lender and borrower profile.

PLANNING AN EDUCATION PROJECT?

Let’s talk about
where you’re growing.

Contact us ↗